The Medicare supplement plans available are designed to provide coverage for medical expenses not covered by the original Medicare plan. These plans are also referred to as Medigap plans and should be purchased by anyone who has reached 65 years old and is not yet enrolled in Medicare. This article will discuss the benefits of enrolling in Medicare supplement plans in Springfield, OR.
Coverage for Catastrophic Events
Medicare supplement plans cover the costs of medical expenses incurred after the patient reaches 65 years old. To be eligible for these plans, a patient must meet the criteria for Medicare and not be covered by the original plan. The plans are generally cheaper than Medigap plans, and some even offer coverage for catastrophic events such as hospitalization.
Coverage for Out-Of-Pocket Expenses
Out-of-pocket expenses can be expensive because of incurring co-pays, deductibles, and coinsurance. These costs can add up quickly if not paid or covered by insurance or another source of funds. Medicare supplement plans offer coverage for out-of-pocket expenses and the original plan’s coverage.
Coverage for Preventive Care
Preventive care is important in maintaining good health, but it is also expensive if not covered by other sources of funds. The Medicare supplement plans will provide coverage for preventive care such as checkups, physicals, and lab work.
Coverage for Prescription Drugs
Medicare supplement plans cover the cost of prescription drugs, and some even cover over-the-counter medications. This is a great benefit because not everyone has the funds to pay for their medications monthly.
If you are over the age of 65, you may be eligible for the Medicare supplement plans in Springfield, OR. These plans can help pay for medical expenses not covered by Medicare, including co-pays, deductibles, and coinsurance. If you have questions about Medicare supplement plans or want more information on these benefits contact or visit jclifehealth.com today.