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Everything You Need to Know About SR22 Insurance in Chicago, IL

The insurance industry has many jargons. One is SR22 insurance, which is confusing to many people. Read on to understand what SR22 insurance is and learn more about it.

What is SR22 Insurance

Many people think that SR22 is a form of insurance. It is not! SR22 insurance is a certificate that accompanies a standard auto insurance policy. Its purpose is to reinstate a driver’s privileges and prove that they have enough liability limits. In simple terms, it caters to bodily injuries and property damage the holder inflicts on others in the event of an accident.

Types of SR22 Insurance

There are three types of SR22 insurance certificates. The owner certificate is for drivers who own and operate their automobiles. The operator certificate is for drivers who use a borrowed or rented car. The last SR22 insurance is the owner/operator certificate, a combination of the owner and operator certificates.

When is it Time to Get SR22 Insurance

Not all drivers require SR22 insurance in Chicago. It is specifically for motorists who are in the high-risk driver category. The most common violations that put drivers in the category include reckless driving, driving without insurance, several at-fault violations, DUI or DWI convictions and a suspended license.

Call for More Details

Accurate Auto Insurance is a trustworthy company offering clients affordable car insurance plans. The insurance firm specializes in auto insurance, motorcycle insurance and SR22. They provide quality services and create lasting bonds with clients to ensure satisfaction