Finding the right Local Insurance Company is important when a parent wishes to insure their teen driver so they can take a vehicle out on the road. Most people find that their insurance rates skyrocket when they add a teen to their policy. There are several ways one can try to save money when a new driver is to be added to a policy. Here are some tips one can use when they are in the market for automobile insurance for their teenage driver.
Find Out About About Discounts For Grades
Some insurance companies will give a discounted rate for a teen driver who is able to maintain their grade point average at an advanced level. Ask an insurance company if they provide this service before signing an insurance agreement. The student will be asked to bring a copy of their report card or college transcript to the insurance office to prove they have acceptable grades in exchange for a discount.
Enroll The Child In A Safe Driver Program
Many insurance companies give discounts to drivers who complete an accredited safe driver’s course. This is a separate course from a driver’s education course taken through a high school program. If the teen driver gets this additional education and passes any testing given, they may be able to save a chunk of money from their insurance rates.
Provide The Right Vehicle For the Driver
A sports vehicle will be expensive to insure for a new driver. For this reason, many parents will opt for a safer vehicle as the first vehicle their child will be driving. Installing safety features in the vehicle will also save on insurance costs. Find out about installing a computerized program in the vehicle to track the driving habits of the driver. This, in addition to standard safety features such as theft prevention or anti-lock braking systems, will save money in the long-run.
When a parent is ready to look into insuring their child, they will want to contact a Local Insurance Company to find out about rates. Take a look at Facebook or visit schlatherinsurance.com to find out more about a company dedicated to giving clients the best rates available.